Mutilple Peril Crop Insurance (MPCI) offers a yield guarantee, based on the Actual Production History (APH) of the individual producer. Covered perils vary by crop, but can include protection from such hazards as drought, flood, insects, disease, hurricane, and other adverse weather conditions.

The Benefits

• Insures your assests.
• Guarantees an income source against crop production loss.
• Protects your investments and preserves your savings.
• Uses producer's Actual Production History.
• Offers Preventive Planting and Late Planing provisions.
• Flexability in coverage levels and price election.
• Strengthens ability to secure financing.
• Reinsured and subsidized by FCIC.
• An investment inthe future of your farming operation.

How it Works

• Uses APH to establish yield guarantees (for aph plans only).
• Coverage is based on percent of production and price election selected (for aph plans only).
• Pays an indemnity when Actual Production is less than the Production Guarantee.

Coverage Options

• Coverage Levels range from 50% to 75%, in 5% increments. (Up to 85% for certain crops in specific states and counties).
• Catastrophic (CAT) coverage in minimum amount of coverage required to maintain eligibility for federal farm program benefits.
  • Provides protection on losses that exceed 50% of APH at 55% of the crop's expected market price.
  • Greater limitations than standard MPCI coverage.
  • Basic unit coverage only.
• Buy-up coverage increases protection above CAT level and provides a way to insure crops at price levels closer to expect market prices.
• Provides option of insuring 100% of the FCIC established market price as well as production up to 75% (85% in some states and counties) of expected yield.
• Basic and optional unil coverage available.
• Replant, prevented and late planting coverage available.

< Back to Crop Insurance Page