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Crop Revenue Coverage

Crop Revenue Coverage (CRC) is a Multi-Peril Crop Insurance (MPCI) based revenue insurance product that gives the producer guaranteed revenue protection by extending crop insurance protection based on Actual Production History (APH) to include price as well as yield variability. CRC protects loss of revenue caused by low price, low yield, or any combination of the two.

The Benefits
  • Sets a market based guarantee before planting and guarantees this revenue in dollars per acres at harvest time replacement cost.
  • Protects against the perils of price and yield - no yield loss needed for an indemnity payment.
  • Uses the producer's own APH to establish guarantees on a until basis.
  • Uses Regional commodity exchanges to establish price.
  • Higher of Base Price or Harvest Price automatically used to determine indemnity.
  • Provides upside and downside price protection.
  • Allows for more assertive marketing.
  • Increases ability to secure financing.

How it Works
  • Establishes a minimum guarantee of income per acre.
  • Harvest Guarantee established using APH.
  • If Crop Value is less than Final Revenue Guarantee, the producer is paid an indemnity.

Coverage Options
  • Coverage Levels range from 50% to 75%, in 5% increments (up to 85% for certain crops in specific states and counties).
  • Either basic, optional, or enterprise units available.
  • Replant, prevented and late planting coverage included.
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